YOUR PERSONAL FINANCES

Budget planning

Debt management

YOUR INSURANCE NEEDS

Life insurance

Living benefits

YOUR INVESTMENTS

Investment selection, investor profile and periodic reviews

Second opinion on your portfolio

Estate planning

Automated personal savings

Borrowing to invest

OPTIMIZING YOUR TAXES

General assessment

Analyzing how investment portfolios are taxed

Tax strategies while you’re living and for your estate

Government programs

YOUR RETIREMENT PLANNING

Determining your goals and needs

Risk management

Accumulation strategies

Payout strategies

LEGAL ASPECTS

Wills

Marriage

Common law union