Our approach - DFSIN - SFL
YOUR PERSONAL FINANCES
• Budget planning
• Debt management
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YOUR INSURANCE NEEDS
• Life insurance
• Living benefits
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YOUR INVESTMENTS
• Investment selection, investor profile and periodic reviews
• Second opinion on your portfolio
• Estate planning
• Automated personal savings
• Borrowing to invest
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OPTIMIZING YOUR TAXES
• General assessment
• Analyzing how investment portfolios are taxed
• Tax strategies while you’re living and for your estate
• Government programs
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YOUR RETIREMENT PLANNING
• Determining your goals and needs
• Risk management
• Accumulation strategies
• Payout strategies
![](/documents/559940/680102/Retraite.jpg/fab89187-55d3-4a04-7f08-b4370ca618b9?t=1539509712757)
LEGAL ASPECTS
• Wills
• Marriage
• Common law union
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